While starting retirement may seem a time to be cautious about splashing out, there are some big outlays that may make sense and save you money later on. Conversely, you may want to set money aside in earlier retirement to help you cope with spending later on, particularly inflation and possible care costs. Many people…
Private pensions – Life Insights
‘Private pensions’ means any pension schemes you have apart from a State Pension. They may be schemes you join through your workplace, or schemes that you arrange for yourself. How much you can save Private pension schemes are one of the most tax-efficient ways to save, because you get tax relief on the money you…
Gambas al Ajillo – Garlic Shrimp – Memorable Recipes
When I was growing up in the Philippines, if gambas al ajillo was on the menu when my family went out to dinner, I would have to order it. I always thought that gambas was a Filipino dish—which it is—but later realized it was based on a recipe from Spain (Filipino food is heavily influenced…
Possible ways of boosting your retirement income – Life Insights
There are basically four ways to give your retirement finances a boost: your home, work, investments and state benefits (and other state support). Your home Three-quarters of people aged 65 and over own their home outright, and a further 3 per cent are homeowners with a mortgage, according to the government’s Family Resources Survey. Your…
Indigenous Hunger – Eating in US National Parks
Throughout the nineteenth century, American Indians were moved to reservations or restricted to a small portion of the land they could previously access, where set-tlers made efforts to “civilize” them via agriculture. The government, motivated by a belief that Indigenous peoples who became farmers would be able to better assimilate into white society, crafted policies…
Community Interventions for mental illness
Based on the previous discussion, school-based interventions appear to have many advantages related to access and stigma reduction; however, they might not be suf-ficient to meet the needs of all refugee families and destigmatize seeking help for mental illness. Therefore, interventions targeted at the community level can foster more support for refugee youth and their…
ACT for Fostering Youth Mental Health in Schools
Young people are at high risk for mental health disorders (Kesslerk et al., 2007), and it is estimated that around 20% of youths globally experience a mental health issue (Kieling et al., 2011; World Health Organization, 2003). Mental health disorders can have a lasting impact on youth’s functioning and increase the risk of developing additional…
Higher-End Eating: Other Yellowstone Options – Eating in US National Parks
The way Xanterra narrativizes on its website and menus for its higher-end park concessions is not unique to the M66 Grill, but slight variations on their key themes can be found. The Grant Village Dining Room, overlooking the scenic West Thumb geyser basin and Yellowstone Lake, plays equally hard to get with its reservation policy….
Mental Health Interventions for Refugee
Several studies and literature reviews have examined different strategies for address-ing individual early mental health interventions for refugee youth. A study by Grasser et al. (2021) suggests integrating mental health screening into the initial physical health screening protocols for newly arriving refugee youth, as early diag-nosis and treatment might reduce future disability and enhance rehabilitation….
The State Pension – Life Insights
First, let’s consider the State Pension, which is by and large fully protected against inflation. The earliest you can claim it is at State Pension age. You do not have to stop work to claim your State Pension. Since November 2018, women and men have had the same State Pension age, which has been increasing….